Contribution transparency, secure future

From detailed salary breakdowns to real-time pension services, we bring you clarity, transparency, and trust. Plan your tomorrow with confidence.

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What are people saying?

Core features

A smarter way to manage your contributions

Imisanzu combines detailed insights, retirement planning, secure documents, and digital services to support you at every stage.

01

Full contribution visibility

View a complete breakdown of your salary, deductions, and employer contributions in one secure place.

02

Insights & reports

Explore your contribution history through intuitive graphs and generate official, shareable reports anytime.

03

Smart retirement planning

Estimate your future pension benefits using accurate projections based on your real contribution data.

04

Pension & claims services

Apply for pension, submit documents, and manage claims digitally with real-time status tracking.

05

Documentation & updates

Access reports, verified statements, and instant updates on your applications.

Self-service tools at your fingertips

Know what you've built over the years

View your full history and confirm that all your contributions are correctly recorded.

Built for trust,
designed for clarity

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Plan ahead with the pension calculator

Provide your age, target retirement age, and expected salary to see your projected pension outcome and estimated timeline.

You will be earning a monthly pension of

___

Fill in your age, retirement age, and salary to preview your estimated pension.

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Hear from our members

See what our members have to say about their experience.

Our members' stories

Here's what people say about using Imisanzu—real moments and real experiences.

“Now I know where my contributions go.”

Before, I never really checked my contributions. With Imisanzu I can quickly log in and see everything. It’s simple and reassuring.

David Mugisha

Active Contributor

“My pension details are easy to find.”

What I like about Imisanzu is that my pension information is easy to find. Even when I’m at home, I can confirm everything is in order.

Beatrice Mukamana

Old Age Pensioner

“It gave me clarity when I needed it most.”

When my husband passed away, there were many things to understand. Imisanzu helped me clearly see my survivor pension details.

Claudine Uwimana

Survivor Pension

“Easy access makes life easier.”

Because I could no longer work, my pension became very important. Through Imisanzu, I can easily check my information whenever I need it.

Jean Baptiste Ndayisaba

Invalidity Pensioner

Frequently asked questions

Find quick answers to common questions about contributions, benefits, and account management.

How is pension calculated from salary?

Under the mandatory pension scheme, contribution rates are 6% of gross salary paid by the employer and 6% paid by the employee.

Can I withdraw all my pension contributions now?

Pension contributions can only be accessed at retirement age (60), or at 55 in case of early old age retirement. If an employee has contributed for 15 years or more, benefits are paid monthly rather than as a lump sum.

If my employment ends, can I continue contributing on my own?

Yes. You may join the voluntary pension scheme if you are not enrolled in any other pension scheme. If eligible, please fill in this form and submit it to the nearest RSSB branch.

How is Ejo Heza different from the RSSB Pension Scheme?

The RSSB Pension Scheme is a compulsory defined-benefit scheme available to people employed in public or private sector enterprises. Ejo Heza is a voluntary, government-sponsored scheme available to all citizens of Rwanda. For more information, please visit here.